Marily Galloway
CHEBOYGAN, MICH.— Citizens National Bank has promoted Merily Galloway to senior vice president and senior operations, compliance, and risk officer.
Galloway has 20 years of experience in banking operations, information technology, loan operations, compliance, audit oversight, and risk management. Since joining the bank in 2021 as risk officer and later serving as vice president of operations, she has managed operational infrastructure, compliance programs, information security, and enterprise risk management.
Galloway will oversee operations, compliance, Bank Secrecy Act administration, information security, audit coordination, project management, and enterprise risk management.
Galloway earned a master’s degree in legal studies from Drexel University’s Thomas R. Kline School of Law, with concentrations in cybersecurity, information privacy, and financial regulatory compliance. She holds a bachelor’s degree in political science from Lake Superior State University.
“Her leadership has been instrumental in strengthening our bank,” said Matthew Keene, bank president and CEO. “This promotion is recognition of the impact she continues to make.”
Caleb Nichols
The bank also added Caleb Nichols as business banking officer at its Petoskey branch, serving customers in Charlevoix and Emmet counties. His responsibilities include commercial loans and deposits.
Nichols has 10 years of corporate finance experience, including serving as chief financial officer for Integrated Production Solutions in Franklin, Tennessee. He holds a bachelor’s degree in business finance and business marketing from Lee University.
“Caleb brings a combination of financial expertise and strategic thinking,” Keene said. “We look forward to the impact he will have on our customers and communities.”