How AI is Modernizing Payment Card Personalization in a Regulated World
By Mehdi Heidari As artificial intelligence (AI) reshapes the financial services industry, its creative and analytical capabilities are unlocking entirely new possibilities in payment card personalization and issuance. Once purely functional tools for securing transactions, payment cards are now evolving into powerful lifestyle statements—expressions of identity that customers carry with them every day. This shift…
7 Goals to Revisit Before the Final Stretch of 2025
With just a few months left in 2025, it is a good time to reflect on your financial institution’s goals. Are you where you expected to be? Let’s take a closer look at seven goals many community banks and credit unions are working toward. For each, consider these timely questions as you assess your progress….
Choosing an ATM Management Company
By Joe Woods The ATM sector continues to evolve. Just over the past three years we’ve seen two ATM ISO & outsourcing companies shut their doors due to criminal activity, one top ATM company file chapter 11 bankruptcy and another top ATM company split into two. And these are just the headline events. Many other…
CBM Announces 2025 Rising Star Awards
LANSING, Mich.,—The Community Bankers of Michigan (CBM) has announced the recipients of its 2025 Rising Star Award which will honor three exceptional individuals at its upcoming convention. Alex Smith, Commercial Banking Officer, Chelsea State Bank. Alex has been with the bank 12 years, beginning as an operations specialist. He has held multiple positions within…
FNB Names Alfred D. Cho Chief Consumer Banking Officer
PITTSBURGH,—First National Bank has hired Alfred D. Cho as Chief Consumer Banking Officer, succeeding Barry Robinson upon his retirement. Responsible for driving the consumer banking experience, Cho will oversee Retail Sales and Distribution, Small Business Banking, Mortgage Services, Consumer Banking Solutions and Consumer Product Development. Cho brings to FNB more than 25 years of strategic…
The Hicksville Bank Names Mindy Bobay President
Greg Smitley to Continue as CEO HICKSVILLE, Ohio,—The Board of Directors of The Hicksville Bank has appointed Mindy Bobay. Greg Smitley, who has served as both President and CEO, will continue to lead the organization as Chief Executive Officer. Mindy joined The Hicksville Bank on February 24, 2020, bringing with her over two decades of…
CNB Adds New Team Members
HILLSDALE, Mich.,—County National Bank has added Jody Dodd as VP – Chief Human Resources Officer, Sean Schumitsch as AVP Commercial Loan Officer, and Jen Shears as the Somerset Center Branch Manager, according to President and CEO Joseph R. Williams. Jody Dodd joins CNB with 10 years of experience in human resources. She holds a bachelor’s…
Rich Walker Joins OCB Board
OREGON, Wis.,—One Community Bank has added Rich Walker to its Advisory Board. Rich currently serves as the Chief Human Resources & Business Services Officer of Research Products Corporation. “Rich will be an excellent addition to our group,” said Jim Walker, Advisory Board Independent Chair. “He understands the value of investing in relationships and creating meaningful…
Middlefield Adds Appoints Three to Banking Team
MIDDLEFIELD, Ohio,—Middlefield Banc Corp. has added John Cunningham, Thomas Young and Nick Paradiso to its banking team. The Company also announced the retirement of Jack Gregorin, after a 43-year banking career with the last seven years at Middlefield as the Company’s Northeast Ohio Commercial Relationship Manager. Ronald L. Zimmerly, Jr., President, and Chief Executive Officer,…
ChoiceOne Bank Adds Seven Team Members
SPARTA, Mich.,—ChoiceOne Financial Services, Inc., and ChoiceOne Bank have added Caroline Brennan, Scott Falconer, Nick Kaczmar, Lee Mann, Mindy Linebaugh, Joseph Stanley and Matt Wiesenauer for key roles at the institution. “We are pleased to welcome Carrie, Scott, Nick, Lee, Mindy, Joe and Matt to our ChoiceOne teams,” said ChoiceOne Chief Executive Officer Kelly Potes….